First Citizens - Who's Who in Trinidad and Tobago Business

Home > Industries > Banking, Investment and Financial Services > First Citizens

Spearheading innovation.
Embracing new technologies.
Serving customers with excellence.
This is the First Citizens way.

With the highest-rated, indigenous bank in the English-speaking Caribbean at the heart of the Group, First Citizens has a reputation as one of the region's most innovative, financial institutions.

Our visionary leadership, sound corporate governance and profitability have also earned us industry recognition. Following our history-making awards streak in 2009, the Bank was named "Bank of the Year" by World Finance magazine, and was rated among the top five "Safest Banks in the Caribbean and Latin America" by Global Finance magazine in 2010.

Established in 1993, the First Citizens Group comprises:
• First Citizens Bank Limited
• First Citizens Asset Management Limited
• First Citizens Trustee Services Limited
• First Citizens (St. Lucia) Limited
• First Citizens Financial Services (St. Lucia) Limited
• First Citizens Securities Trading Limited
• First Citizens Investment Services - the largest, full-service, securities company in the region

The Group continues to perform robustly. Our capital base increased by 19.5%, from $4.1 billion in 2009 to $4.9 billion in 2010, and we have maintained investment ratings of BBB+ and Baa1 by Standard and Poor's and Moody's, respectively.

Each First Citizens company reinforces the strength of the Group, ensuring that we offer customised, strategic financial solutions. Through First Citizens Investment Services - the only full service investment management house in the Caribbean - we offer a regional network of contacts and on-the-ground expertise which provide opportunities for large-scale, corporate and capital market transactions. Our experienced First Citizens Asset Management team manages a range of mutual funds and several major pension fund plans, with funds under management currently over $10 billion and growing.

Corporate clients can access a full array of financial facilities through our Corporate Banking Unit, which has been involved in a number of landmark projects in the Caribbean. First Citizens Bank is also the only wholly-local bank to float two US$100 million bonds in 2004 and 2005. Additionally, we are a part of the International Finance Corporation's B-Loan Programme.

Our retail customers enjoy the convenience of mobile and telebanking - which we pioneered to the local market - and the friendly help of our staff at our 24 branches. Putting people first has always been at the forefront of First Citizens philosophy. As a corporate citizen, we support the development of communities, focusing on culture, sports, youth, education, the environment and women's issues.

People are our #1 resource, and through our Board of Directors, Management and employees, First Citizens continues to support our stakeholders, and fuel innovation, service excellence and sound corporate governance.

We put you first.