Articles

Beyond Banking in T&T: Driving Growth, Innovation and Inclusion

Beyond Banking in T&T: Driving Growth, Innovation and Inclusion

Trinidad and Tobago’s banking sector has long been an essential pillar of the country’s national and economic development. Looking back at the progress made in the sector over the past 25 years, the Bankers Association of Trinidad and Tobago (BATT) highlighted regulatory reform, digital transformation, expanded financial inclusion, and support for economic growth as key developments that have enabled the […]

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December 10th, 2025

Maintenance and Promotion of Free and Fair Competition

Maintenance and Promotion of Free and Fair Competition

The Fair Trading Commission (FTC) proudly serves as an independent statutory agency established under the Fair Trading Act of 2006. As the third competition authority to be established in the CARICOM region and one of the more than one hundred functioning competition agencies globally, we are dedicated to fostering a fair and competitive economic landscape in Trinidad and Tobago. Our […]

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November 11th, 2025

Open for Business: Unlocking a Bold New Era for T&T

Open for Business: Unlocking a Bold New Era for T&T

Minister’s Message 2025-2026 It is with immense privilege and a profound sense of responsibility that I address you in my new capacity as Minister of Trade, Investment, and Tourism. Having spent over 45 years building and growing a local brand to enter and compete successfully at the international level, I understand firsthand that building a global brand is no easy […]

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October 15th, 2025

Navigating Caribbean Insurance Through Crisis, Change and Opportunity

Navigating Caribbean Insurance Through Crisis, Change and Opportunity

Dean Romany – President, Guardian General Insurance Limitedand President of the Association of Trinidad and Tobago Insurance Companies (ATTIC) The Caribbean insurance sector has undergone significant transformation over the past several decades, shaped by economic, environmental and technological shifts. With evolving demands on the industry, insurance leaders and institutions across the region are being called to respond to unprecedented challenges […]

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September 22nd, 2025

TTSE Targets: New Listings, New Products, New Growth

TTSE Targets: New Listings, New Products, New Growth

Already the largest stock market in the region by market capitalisation (US$15.9 billion), the Trinidad and Tobago Stock Exchange (TTSE) is modern, high-tech, and meets global benchmarks for operational efficiency. Looking ahead to 2025, it promises even greater proficiency and vibrancy, offering investors new opportunities. Revolutionising T&T’s Stock Market “We aim to be the premier stock exchange in the region […]

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January 30th, 2025

Why the Insurance Industry Remains Indispensable in Today’s World

Why the Insurance Industry Remains Indispensable in Today’s World

In an era marked by rapid technological advancements and significant economic shifts, it’s natural to question the relevance of traditional industries. However, it is said that a single stroke of a pen can make all the difference to generations to come. The insurance sector exemplifies this truth, remaining a cornerstone of economic stability and personal security. As the CEO of […]

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January 24th, 2025

Prospects & Projections — T&T’s Financial Forecast

Prospects & Projections — T&T’s Financial Forecast

Since financial liberalisation in the 1990s, Trinidad and Tobago’s (T&T’s) financial services sector has grown in complexity to be one of the more developed sectors in the Caribbean region. It comprises a mix of banks, insurance companies, pension funds, mortgage companies, credit unions, other non-bank lending institutions, mutual fund companies, foreign exchange dealers and capital market participants. As the Executive […]

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January 22nd, 2025

Shaping the Future of Accountancy Through Innovation, Resilience, and Lifelong Learning

Shaping the Future of Accountancy Through Innovation, Resilience, and Lifelong Learning

In the ever-evolving landscape of the global economy, ICATT stands at the forefront, championing the accountancy profession through insights and opportunities. Our commitment to excellence and forward-thinking strategies are more critical than ever, as we navigate a world shaped by rapid technological advancements, ecological sustainability challenges, and evolving energy consumption patterns. As the regulator and representative of the accountancy profession […]

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January 22nd, 2025

The Future of People-Centred Finance

The Future of People-Centred Finance

Colin Eddy, Chief Executive Officer of the Trinidad and Tobago Police Credit Union (PCU), has a vision for the 68-year-old financial organisation that extends beyond the bottom line. PCU is embracing a comprehensive framework for a future-proof organisation centred around: Digital Transformation, Member Growth [and development], Financial Empowerment, Sustainable Wealth Creation, Member Experience and Corporate Social Responsibility.  The Power of […]

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January 2nd, 2025

UTC Partners with Tobago Business on Scale Up TT

UTC Partners with Tobago Business on Scale Up TT

The Unit Trust Corporation (UTC), in partnership with the Tobago Division of the Trinidad and Tobago Chamber of Industry and Commerce (TT Chamber), hosted a business luncheon on September 10th 2024, held at Comfort Inn and Suites, Tobago, to engage the business community in vibrant discussions about fostering entrepreneurship through the Scalerator of the Scale Up TT Programme. ScaleratorTT is […]

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September 26th, 2024

Driving Digital Payments Transformation and FinTech Enablement in T&T and the Caribbean

Driving Digital Payments Transformation and FinTech Enablement in T&T and the Caribbean

There has been a remarkable transformation of the financial services sector in Trinidad and Tobago, with the continuous flux of rapid technological advancements driving changing customer preferences. The digital financial services (DFS) sector’s ever-shifting landscape is fuelled by an array of emerging DFS solutions. The rise of digital financial services in T&T The financial services sector has experienced significant transformation […]

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June 26th, 2024

Understanding the Role of the OPR

Understanding the Role of the OPR

By Paul Hadden Robby BholaDeputy ChairmanThe Office of Procurement Regulation (OPR) The journey towards effective, efficient, and transparent public procurement procedures in Trinidad and Tobago dates to pre-independence when we began to see a rise in advocacy for proper procurement procedures. Thus began the long journey towards the creation of what is known today as the Office of Procurement Regulation […]

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January 13th, 2024

The Future of Banking in T&T

The Future of Banking in T&T

By Kay Baldeosingh-Arjune  Gayle M. Pazos PresidentBankers Association of Trinidad and Tobago (BATT) Trinidad and Tobago’s (T&T’s) banking and financial sector is ensuring it remains strong, stable and relevant by responding to changing customer needs and technology, and new environmental demands. Here, the Bankers’ Association of Trinidad and Tobago (BATT) provides insights into the key trends shaping the future of […]

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January 12th, 2024

A Hub of Investment Opportunities

A Hub of Investment Opportunities

INTERVIEW Franka CostelloeChairman, InvesTT Trinidad and Tobago’s manufacturing sector is the largest in the English-speaking Caribbean, and the largest sector of the national economy based on its share of GDP. As Trinidad and Tobago’s Investment Promotion Agency (IPA) aligned to the Ministry of Trade and Industry, InvesTT focuses on key non-energy sectors such as Energy Intensive Manufacturing, Maritime Services, Logistics […]

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February 23rd, 2023

Banking Sector Well-Capitalised, Profitable and Resilient

Banking Sector Well-Capitalised, Profitable and Resilient

INTERVIEW Dr Alvin HilaireGovernor, Central Bank of Trinidad and Tobago From a Central Bank perspective, could you give a brief overview of the sector in 2021 and to date, highlighting any challenges and key developments as we move forward? Trinidad and Tobago’s financial sector continued to demonstrate health and resilience in 2021, despite the challenges associated with the pandemic. Credit, […]

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February 9th, 2023

Helping SMEs Succeed

Helping SMEs Succeed

INTERVIEW Ian De SouzaPrincipal Adviser, Advice Financial Company Ltd. Veteran career banker, financial consultant and former Chamber CEO Ian De Souza has a rich perspective to share on the challenges and achievements the financial sector faced in 2021, the path forward in 2023, and the support needed by SMEs which would redound to the continued growth of the overall financial […]

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February 7th, 2023

First Citizens Launches Additional Public Offering (APO)

First Citizens Launches Additional Public Offering (APO)

First Citizens advises that on June 28, 2022 it launched an Additional Public Offering (APO) of shares at an offer price of TT$50.00 per share. This follows an announcement by the Government of the Republic of Trinidad and Tobago (“the Government”) during its fiscal presentation in October 2021, at which the Government signaled its intention to sell additional shares held […]

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July 28th, 2022

Government Committed to Improving the Ease of Doing Business

Government Committed to Improving the Ease of Doing Business

Improving the ease of doing business has always been a priority of the current Government of Trinidad and Tobago from day one and as such, Ministries and Agencies are aggressively implementing a package of transformative reforms.In the Ministry of Trade and Industry, these reforms are aimed at reducing the time, cost and procedures involved in the major trade and business […]

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February 23rd, 2022

Economic Outlook Forum 2022

Economic Outlook Forum 2022

PRESIDENT’S WELCOME REMARKS “Creating Confidence, Generating Growth” Welcome to AMCHAM T&T’s first major event of the year – our Economic Outlook Forum for 2022. Our theme this year is creating confidence, generating growth. To achieve these, we must have two things – a clear sense of direction and we must believe that we are indeed heading there. We hope to […]

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January 26th, 2022

Challenging Times Ahead in this Uncertain Environment

Challenging Times Ahead in this Uncertain Environment

As a result of the COVID-19 pandemic, full-year sales for 2020 were 10.122 units, a 31% decrease when compared to 2019. INTERVIEW – BANKERS ASSOCIATION OF TRINIDAD AND TOBAGO (BATT) The Bankers Association of Trinidad & Tobago (BATT) sees a resilient banking sector continuing to meet and overcome the challenges posed by the COVID-19 health crisis while advancing digital transformation […]

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December 1st, 2021

FINTECHTT

FINTECHTT

“…e-money solutions are integral to taking Trinidad and Tobago one step closer to a cashless society” INTERVIEW – FINTECH ASSOCIATION OF TRINIDAD AND TOBAGO (FINTECHTT) In 2020/2021, what is new in the local banking sector with regard to the rollout of e-money solutions? As part of the National Financial Technology (FinTech) Road Map, e-money solutions are integral to taking Trinidad […]

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November 24th, 2021

Ministry of Trade and Industry

Ministry of Trade and Industry

Moving towards recovery and growth through transformative initiatives and programmes that will engender confidence in our people. Trinidad and Tobago’s recovery is imminent. The past year and a half have been particularly challenging for us all, however, it has also been an opportunity globally for governments and businesses alike to reflect and reformulate their efforts for creating more resilient and […]

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September 29th, 2021

First Citizens Celebrates 5th Cohort of UWI Interns

First Citizens Celebrates 5th Cohort of UWI Interns

All Interns receiving their Certificates with Professor Sterling Frost – Deputy CEO, Operations and Administration, First Citizens and Dr. Acolla Lewis-Cameron – Dean, Faculty of Social Sciences, UWI A hybrid Closing Ceremony on Friday 6th August, 2021 marked the final day of the First Citizens 2021 Internship Programme. Despite the pandemic and for yet another year, the Group in partnership […]

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August 25th, 2021

8 Questions to Ask Before Investing In A Friend’s Business

8 Questions to Ask Before Investing In A Friend’s Business

Firstly, congratulations on having an enterprising friend! We should all encourage and support entrepreneurial endeavours; this is how we’ll truly grow as a nation. That said, you don’t want to lose a friend because of money. Worse yet if you lose both your friend and your money. Painful. To avoid that worst case scenario, we’ve listed some questions you should […]

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August 16th, 2021

How Movies Could Be Halting Your Progress In Amassing Wealth

How Movies Could Be Halting Your Progress In Amassing Wealth

Who is the most common bad guy in movies? If you answered gangsters – you’re wrong. The most common bad guy and mastermind behind the killing and subjugation of all peoples in movies are wealthy businesspeople. You know the scene. The hero looks up at an imperiously tall office building and then makes their way to the topmost floor to confront the […]

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August 9th, 2021

Covid-19….A Curse or Cure?

Covid-19….A Curse or Cure?

Into the second month of 2021, it was clear that for the foreseeable future Covid-19 was referred to as the virus that remains to be understood. That said, it has been well documented and discussed, the deleterious impact the coronavirus has had on global economies. In January, the US recorded a mere 1% GDP growth for Q4 2020, attributable to […]

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By: Kriss Marcus, General Manager of Aspire Fund Management Company Limited (T&T)  |  May 6th, 2021

The Lesson I Wish I Learnt Earlier: The Savings Block

The Lesson I Wish I Learnt Earlier: The Savings Block

Doesn’t everyone want financial freedom? Ohh … to have financial peace of mind after retirement.  Isn’t that why we work hard and save hard? Financial freedom is available to everyone!  Believe that!  And while the path to financial freedom is different for everyone, there are a few consistent  truths underpinning all paths: Savings alone will not cut it. Creating savings […]

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April 20th, 2021

AMCHAM T&T’s 7th Women’s Leadership Conference 2021

AMCHAM T&T’s 7th Women’s Leadership Conference 2021

REMARKS FROM: Wendy-Fae Thompson, Vice President and Managing Counsel, bpTT and Anya Schnoor Executive Vice President, Caribbean, Central America and Uruguay, International Banking, Scotiabank AMCHAM T&T’s 7th Women’s Leadership Conference 2021 Remarks by Anya Schnoor – Executive Vice President, Caribbean, Central America and Uruguay, International Banking, Scotiabank  Hello everyone. 2021 is now our 7th year partnering with AMCHAM as the […]

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March 17th, 2021

5 Powerful Lies that Keep You Trapped in a Cycle of Middle-Class Poverty

5 Powerful Lies that Keep You Trapped in a Cycle of Middle-Class Poverty

“Middle-class poverty” is the state of earning a decent to great salary but living entirely on this income. You live in March with the salary from February; you live in April with the salary from March; and if you don’t receive your salary for April, you’re not sure how you well you’ll be able to live in May. If you’re […]

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May 7th, 2020

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