First Citizens

The First Citizens Group is one of the leading financial services group in Trinidad and Tobago and the Eastern Caribbean. The Group offers a full range of retail, corporate and merchant banking services as well as trustee, investments and brokerage services. The Group is headquartered in Trinidad and Tobago and First Citizens Bank, which is the largest part of the Group, has an extensive retail branch network in Trinidad and Tobago with a large deployment of ATM and point of sale devices in both islands.

The Group’s growth and expansion has been consistent with highlights such as its acquisition of Caribbean Money Market Brokers Limited (now re-branded as First Citizens Investment Services Limited) in 2009, the largest full service securities trading Company in the Caribbean with offices in Trinidad and Tobago, Barbados, St, Vincent and St. Lucia. Following this was the acquisition of Butterfield Bank in Barbados in August 2012 (now called First Citizens Bank [Barbados] Limited) and the opening of a financial services office in Costa Rica. These acquisitions round out the services that the Group offers its customers, both local and regional, making it possible for us to address every financing or investment need of our customer base. They also provide a physical footprint for the Group in the Caribbean region.

First Citizens has won a number of awards over the years, including Bank of the Year 2017 from The Banker and Safest Bank in ‘T&T’ from Global Finance. Over the years, the Group has also been involved in financing a number of landmark projects across the region and has an asset base of just over TT$42 billion and recorded profit before tax of slightly over TT$1 billion for the last fiscal year ended September 30, 2018.

First Citizens’ strength was further solidified by the reaffirmation of its BBB/A-2 credit rating in October 2018 by one of the world’s leading credit rating agencies Standards and Poor’s.

In 2018, First Citizens celebrated its 25^th anniversary, a unique legacy that each stakeholder is proud of. Embracing the challenge to celebrate milestone anniversaries, the Group takes this opportunity to renew its commitment to build rewarding and sustainable relationships through a highly engaged team, versatile and secure technology, and innovative financial services. We look forward to the next 25!