First Citizens Group
FCB

First Citizens

Banking, Investment and Financial Services

For almost three decades, First Citizens has been serving the people of the Caribbean with excellence, care and integrity. Established in 1993, by pioneers who believed in the possibility of the successful management of a bank, solely by locals, today, the First Citizens Group is one of the leading financial services Groups in Trinidad and Tobago and the Eastern Caribbean. Driven by an over two-thousand-member workforce, the Group is proud to connect Caribbean communities, through its footprint in Barbados, St. Lucia, St. Vincent and the Grenadines, Costa Rica and its flagship location, Trinidad and Tobago.

Through the largest Group sector, First Citizens Bank, as well as, First Citizens Investment Services Limited – the Caribbean’s largest full service securities trading Company (Trinidad and Tobago, Barbados, St. Vincent and the Grenadines and St. Lucia); First Citizens Bank (Barbados); the First Citizens financial services office in Costa Rica and its other subsidiaries including First Citizens Trustee Services Limited and First Citizens Depository Services Limited; clients can access a full range of retail, commercial, corporate, merchant, trustee, investments and brokerage services from the Group. First Citizens also recently expanded through two key investments – a purchase of shares in Jamaican financial services company, Barita Investments Limited and a minority stake in web-based credit institution, Term Finance (Holdings) Limited.

Leading First Citizens’ frontline operations, is an extensive retail branch network in Trinidad and Tobago, and Barbados with a large deployment of ATMs and point of sale devices in both countries, while customers across its markets can benefit from customised solutions to meet their diverse financing and investment needs. First Citizens is a proud contributor to the people and communities that it serves, through the work of its First Citizens Foundation which invests extensively in a range of initiatives, under its corporate social responsibility pillars of Sport, Youth and Education, Gender, Culture and the Environment.

The award-winning Group, which has attained accolades such as Bank of the Year Caribbean 2020 from LatinFinance, boasts of an asset base of just over TT$47 billion and recorded profit before tax of TT$832M for the fiscal year ended September 30, 2020. Standard and Poor’s, one of the world’s leading credit rating agencies, established an investment grade rating for First Citizens of BBB-/A-3 credit in 2020.

The Group stands poised to continue to develop its rich legacy of financial growth and sustainable investments in people and communities. First Citizens remains committed to building rewarding and sustainable relationships through a highly engaged team, versatile and secure technology, and innovative financial services.

Executive Management Team

Karen Darbasie - Group Chief Executive Officer

Karen Darbasie

Group Chief Executive Officer

Jason Julien - Deputy Chief Executive Officer, Business Generation

Jason Julien

Deputy Chief Executive Officer - Business Generation

Professor Sterling Frost - Deputy Chief Executive Officer, Operations and Administration

Professor Sterling Frost

Deputy Chief Executive Officer, Operations and Administration

Senior Management Team

Anthony St. Clair - Chief Internal Auditor

Anthony St. Clair

Chief Internal Auditor

Brian Woo - General Manager, First Citizens Depository Services

Brian Woo

General Manager, First Citizens Depository Services

Cheryl-Ann LaRoche - Chief Executive Officer, First Citizens Bank (Barbados) Limited

Cheryl-Ann LaRoche

Chief Executive Officer, First Citizens Bank (Barbados) Limited

Christopher Sandy - General Manager, Trustee Services

Christopher Sandy

General Manager, Trustee Services

Kirlyn Archie Lewis - General Manager, Human Resources (Ag.)

Kirlyn Archie-Lewis

General Manager, Human Resources (Ag.)

Larry Olton - General Manager, Operations (Ag.)

Larry Olton

General Manager, Operations (Ag.)

Lindi Ballah-Tull - Head Legal, Compliance and Governance (Group Corporate Secretary)

Lindi Ballah-Tull

Head Legal, Compliance and Governance (Group Corporate Secretary)

Neela Moonilal-Kissoon - Head Integration Operations

Neela Moonilal-Kissoon

Head Integration Operations

Richard Look Kin - General Manager, First Citizens Investment Services

Richard Look Kin

General Manager, First Citizens Investment Services

Robin Lewis - General Manager, Retail and Commercial Banking

Robin Lewis

General Manager, Retail and Commercial Banking

Sana Ragbir - Group Chief Risk Officer

Sana Ragbir

Group Chief Risk Officer

Shiva Manraj - Group Chief Financial Officer

Shiva Manraj

Group Chief Financial Officer

Tariq Alli - General Manager, Corporate and Investment banking (Ag.)

Tariq Alli

General Manager, Corporate and Investment banking (Ag.)

First Citizens Celebrates 5th Cohort of UWI Interns

All Interns receiving their Certificates with Professor Sterling Frost – Deputy CEO, Operations and Administration, First Citizens and Dr. Acolla Lewis-Cameron – Dean, Faculty of Social Sciences, UWI A hybrid Closing Ceremony on Friday 6th August, 2021 marked the final day of the First Citizens…

August 25th, 2021

First Citizens drives innovation through its investment in Term Finance

Ms. Karen Darbasie - Group CEO, First Citizens and Mr. Oliver Sabga - CEO, Term Finance sign agreement while looking on (L-R standing) Mr. Jason Julien - Deputy CEO-Business Generation, First Citizens; Mr. Conrad A. Sabga - Director, Term Finance; Mr. Colin Sabga - Director, Term Finance…

March 17th, 2021

Putting our Communities First!

Cashew Gardens, Carlsen Field 8th December, 2020: First Citizens Bank Limited joined the Trinidad and Tobago Housing Development Corporation (HDC) in opening the Cashew Gardens Play Park located at the Cashew Gardens HDC Settlement at Carlsen Field in its ongoing efforts to focus on the…

December 17th, 2020

First Citizens Host Virtual Girls Empowerment Festival

Notwithstanding the challenges presented by the COVID-19 Pandemic, First Citizens has forged ahead with the hosting of its annual girls empowerment event First Citizens Girls First Festival. The festival which ordinarily travels across the nation offering teenaged girls an immersive, one-day, activity filled experience, will…

October 8th, 2020

First Citizens UWI Internship Program

The 2020 edition of the First Citizens UWI Internship Program kicked off on Thursday 2nd July 2020. This year the Group has taken on 22 Interns from the Management Studies department and the Department of Computing and Information Technology, UWI. Despite the challenges presented by…

July 8th, 2020

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