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NAGICO Insurance (Trinidad and Tobago) Limited


NAGICO Insurance (Trinidad and Tobago) Limited opened its doors to customers on October 4th 2011, through the acquisition of GTM Insurance Company. The financial strength and footprint of NAGICO Insurances, the largest privately owned General Insurance provider in the Caribbean, has developed significantly over the years in line with the shareholders’ vision, the Group’s commitment to its policyholders and excellent Management Team.

Our operations, which are predominantly intermediary driven, create significant opportunities, not only for NAGICO Insurances but also for you, our valued customers and intermediaries as well as those yet to join our network. Our diverse product line and ability to automatically write up to $134 Million for any single Property Risk are some of the ways in which you can benefit from doing business with us. This is testament to the confidence placed by our reinsurers in our underwriting capabilities. Additionally, over the years, NAGICO has paid billions of TT dollars in claims, resulting from some of the largest storms the region has seen, inclusive of the recent hurricanes (Irma, Maria and Dorian).

In Trinidad, our dedicated professional team and network of intermediaries are committed to ensuring that we provide you with products that best suit your needs, coupled with exceptional customer service. Led by General Manager, Ms. Sharon Melville, the local Management Team has embraced the Group’s vision for profitable growth, sustainability and the delivery of pristine service.

NAGICO Insurances is much more than an insurance company. We pride ourselves on being a part of the fabric of the communities within which we operate; and we embrace our obligation to be socially responsible as evidenced by our dynamic sponsorships and donation programmes. We are proud of our contribution towards education; and through distribution and utilization of funds, we pride ourselves on having helped to build communities and community spirit in the 21 territories where we operate.

NAGICO Insurances is a holistic Group of Companies whose mission is to provide clients with exceptional value through the friendliest of service, competitive and innovative insurance products, fast and fair claims settlement, sound financial practices and strong community-mindedness. This is “The NAGICO Way.

1 group, 21 territories / $1.5 billion in equity / $2.4 billion in total assets for property and casualty business / $1.4 billion gross written premium for property and casualty business / Diversified portfolio of business: 17 product lines offered group-wide including health and life in selected territories / impressive bench of reinsurers; all A- rated or higher by AM Best/Peak Reinsurance Company Limited (A-Excellent rated) because a NAGICO shareholder in 2016.


Sharon Melville - General Manager, NAGICO

Sharon Melville

General Manager

Alan Hackett - Finance Manager, NAGICO

Alan Hackett

Manager Finance

Balchan Ramsumair - Financial Controller, NAGICO

Balchan Ramsumair

Financial Controller

Arjay Ramlal Manager Sales

Arjay Ramlal

Manager Sales

Sherene Ramdial - Company Secretary, NAGICO

Sherene Ramdial

Corporate Secretary

Carmen Sylvester - Senior Manager - Underwriting, NAGICO

Carmen Sylvester

Senior Manager Underwriting

Chaz Huggins - Executive Manager - Claims, NAGICO

Chaz Huggins

Executive Manager Claims

Jamie Manson Manager Insurance Administration

Jamie Manson

Manager Insurance Administration

Kendal Walter Management Reporting Manager

Kendal Walter

Management Reporting Manager

Lois Marcelle-Kennedy - Human Resources Senior Manager, NAGICO

Lois Marcelle Kennedy

Corporate Services Manager

Marlon Oliver - Manager - Claims, NAGICO

Marlon Oliver

Manager Claims

Rishi Singh

Sales Manager Agencies