Payqal cover


Our mission at PAYQAL MOBILE WALLET, we want to change how consumers see the concept of online payments, by offering a simple and user-friendly platform they can trust. Our team of incredibly bright-minded individuals has dedicated an immense amount of time and effort to ensure that your mobile payments processing is easier than ever.


About PAYQAL technology

We at PAYQAL MOBILE WALLET was established in 2018 by founder Mr. Johnathan Williams and at present we are developing a new form of payment called loop-pay. What is loop-pay? This is a digital form of our physical money. It stores your physical money in a cloud system that customers can access via our mobile wallet application to obtain the digital equivalent.

PAYQAL MOBILE WALLET is a mobile wallet app that provides users with access to mobile payments, e-commerce platforms, and realtime information on your smartphone.

Please note that PAYQAL Mobile Wallet has developed a prototype which can be reviewed upon request.

As such, we are in the process of partnering with established businesses, particularly those who stand out amongst their competitors. Our aim is to advertise and market your product on our ecommerce platform. We intend to offer a service where the consumers can order products, pay for them through the use of credit cards and either pick up in-store or have the products delivered to them at home.

In providing this service to our consumers, the aim is to reduce:

  • Long lines and the waiting periods in these lines.
  • Time taken to get to and from stores.
  • The hassle of sourcing required products.
  • The need to carry around cash and bank cards.


A shift to eCommerce for grocery shopping is quickly occurring. Trends are showing that the sector is set to explode. We believe that every grocery brand needs to be ready for it. Many challenges still exist for the market to fully mature. However, there is no doubt that grocery eCommerce is here to stay.

We believe that every company in this industry should be aware of how quickly things are moving. That’s why we focused on the 3 most important changes happening in the grocery industry. ECommerce grocery growth is also changing customer preferences. This has significant impacts on how grocery brands will need to operate. Traditional grocery is going. And we’re helping brands and producers get ahead of the eCommerce curve.

PAYQAL – Proposed Strategy or Plan

PAYQAL Mobile wallet app allows the user to shop at your favorite grocery stores from the comfort of your home, using your computer, tablet, or smartphone. Select the items you want and schedule a delivery. The user can also request for your groceries to be delivered later in the day, the next day, or even in a few days.

Five benefits of using PAYQAL Mobile Wallet App:

  • Grocery shopping from the comfort of your own home.
  • Less time wasted walking up and down aisles.
  • Lighten your paper trail.
  • Shop by history.
  • Keep track of how much you’re spending.
  • The user digital payments are received immediately.
  • Users can upload their physical loyalty card to the wallet app.

Additional features of PAYQAL Mobile Wallet app:

  • Utility bill payments.
  • Peer-to-peer transfer of funds. Ie. (sending money- family and friends)
  • Order movie tickets within the app.
  • Book hotel stay within the app.
  • Book flights with the app. (coming soon)
  • Users gain offers and coupons by shopping frequently.

PAYQAL- Benefits of our Proposed Plan

Using PAYQAL e-commerce platform, organizations can expand their market to national and international markets with minimum capital investment. An organization can easily locate more customers, best suppliers, and suitable business partners across the globe.

Five Benefits of PAYQAL Mobile Wallet platform:

  • Helps organizations to reduce the cost to process, distribute, retrieve, and manage the paper-based information by digitizing the information.
  • Improves the brand image of the company.
  • Provide better customer services.
  • E-commerce reduces paperwork.
  • Simplify the business processes by making it faster and more efficient.

PAYQAL Feasibility Study and Goals:

During The Coronavirus Pandemic PAYQAL have gained knowledge and information of businesses and consumers demand during the coronavirus period. The company has realized that there is a great need for our technology in Trinidad and Tobago, and also the Caribbean region. The pandemic has accelerated the development of our wallet technology and, with more brands or merchants reaching out to partner with PAYQAL. The next few months our technology will be ready for use and available to the users and merchants.

Our objective at PAYQAL company:

  • Become a recognized leader in online mobile payments and ecommerce industry.
  • Develop a strong customer service model fitting the needs of different sized retail.
  • Flexible product offerings and customized suites meeting needs of all.
    • Meeting all needs of the target audience by keeping attuned to the market place and integrating the products as per the business mix.

These are a few significant milestone achieve by PAYQAL company listed below:

  • Top 10 finalists at Caribbean Startup Ecosystem.
  • Participating in the Entrepreneurship World Cup.
  • Partnership with multinational corporations.
  • Partnerships with Startup Grind


PAYQAL MOBILE WALLET’S has found an opportunity in the mobile payment industry, over the last few years, with potential revenue growth. This company can reward shareholders and investors that will buy into the company’s long term vision of mobile payments.

  • Expanding market opportunity With more and more people starting to shop online and with their smartphones, PAYQAL is operating in a steadily expanding market.
  • Strong ties with retailers So far, PAYQAL has signed up thousands of merchants to its payment platform which
  • are being developed at the moment.
  • Mobile payments is exploding
    • The number of mobile payment users globally is expected to increase from 721 million in 2017 to over 1.1 billion by 2021, according to eMarketer. It’s an absolutely massive market.

As countries begin to remove stay-at-home orders and re-open their societies, it’ll be convenient and safe for businesses to move online and have an e-commerce platform which remains as popular as it is today. But with most experts predicting a second wave of the virus accompanied by shut-downs, if you’re not looking at improving your e-commerce platforms, there’s a good chance your competitors are.

Johnathan (Andrew) Williams CEO

Johnathan (Andrew) Williams

Chief Executive Officer

Crystal Business Manager


Business Manager

Denzyl James Certify Accountant

Denzyl James

Certify Accountant

Esther Tom Financial Manager

Esther Tom

Financial Manager

Vijay Shankar Deputy Manager--Design

Vijay Shankar

Deputy Manager Design

Vinay Chauhan Senior Web Developer

Vinay Chauhan

Senior Web Developer

Rajnish Kumar Android Developer

Rajnish Kumar

Android Developer