Universal Insurance Brokers

Universal Insurance Brokers Limited


The Name – Universal Insurance Brokers Limited [UIBL] resonated with the vision of the founder and Managing Director, Mr. Troy Gabriel of bringing to fruition a global experience to the local insurance industry.

Technology and innovation were key start-up components as the company’s operations are fully automated and paperless. With virtual filing and use of customized software; clients experienced the benefits from the use of technology from inception.

Keen on revolutionizing insurance solutions and transforming customer experience gave birth to Usurance! UIBL ventured into the world of e-commerce to become digital-first by adopting a platform approach for purchasing Property & Auto insurance that delivers highly engaging customer experiences at scale.

Usurance is a state-of-the-art digital facility that provides the tools and information which empowers those desiring coverage to make smart decisions for securing their assets. Our goal is simply to save you time and money all whilst enjoying the best insurance experience.

Universal Insurance Brokers Ltd is the first insurance broker in T&T and the region to provide an e-commerce solution for purchasing Home & Auto insurance.

As a digital disruptor and game changers we continue to utilize technology and innovation to provide the best insurance solutions.

So, whether it’s for your family, your business or your future, enjoy the mobility and independence you get when you choose UIBLTT to brokerage your insurance needs.



“To be the Broker of Choice in Trinidad & Tobago and the Region. To keep on revolutionizing customer experience by providing the best insurance solutions.”



“To Provide the Best Insurance Experience utilizing Innovation, Technology and Personalized Attention.”

UIBLTT Locations


Shops of Arima
Shop #20
West Wing Shops of Arima
51-59 Tumpuna Road Arima


Shops of Arima
Shop #18
West Wing Shops of Arima
51-59 Tumpuna Road Arima


Upper Floor
Munroe Road Junction


(868) 225 8659


[email protected]

Troy Gabriel Managing Director

Troy Gabriel

Managing Director

Melesha Gabriel Executive Director

Melesha Gabriel

Executive Director

Cynthia Suruijlal Supervisor

Cynthia Suruijlal

Operations Manager

Rachel Ramlal Branch Administrator

Rachel Ramlal

Branch Administrator

Shurnelle Cross-Robinson Customer Service Specialist

Shurnelle Cross-Robinson

Senior Customer Service Specialist

Amanda Lopez Customer Service Specialist

Amanda Lopez

Customer Service Specialist

Salisha Mohammed Customer Service Specialist

Salisha Mohammed

Customer Service Specialist

Daveanna Wiltshire Renewals

Daveanna Wiltshire


Hazra Ogir New Business

Hazra Ogir

New Business

Jenice Welch Accounts

Jenice Welch


Candice Lee Kim Claims

Candice Lee Kim